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Boat Insurance

St Kilda Boat Sales are your fully accredited and authorised Club Marine Platinum Dealer, proudly offering the full range of marine insurance services including;

• Highly Competitive Rates
• On-line Renewals
• Claim Centre - Hassle Free 
• Accredited Valuer - for agreed value policies 
• Condition Reports - for older, non production or modified vessels.
• Approved Repairer - we repair and handle your claim in-house at our fully-equipped Service Centre. All work guaranteed.
  
  In the event of a claim, we are able to:

• Process the claims paperwork, ASAP
• Arrange an approved Club Marine assessor (immediate approval granted for up-to $3,000 repairs)
• Complete the replairs on-site at our qualified Service Centre (Mechanical, Electrical, Fibreglass, Stainless Steel, Covers & Trimming etc)
• Full Club Marine Guarantee on all repair works carried out by our Service Centre.

We are happy to offer you competitive insurance premiums for your new and used vessel including;

• Runabout and/or Trailer
• Sportscruiser
• Flybridge Cruiser
• Yacht - all forms of sail 
• PWC (Personal Water Craft)

New features and benefits of your pleasure craft insurance policy include.....

Combined Product Disclosure Statement and Policy Document
No claim bonus and protection points to reward policy holders

Section 1 – Accidental Loss or Damage to Your Boat

Cover for accidental loss, damage, fire or theft to your boat, including; Hull, Motor(s), Masts, Spars, Rigging and Sails, Trailer, Equipment and Accessories, Boat Tender and Personal Effects when used in or on your boat. 

• Cover whilst your boat is in transit on the Trailer by road, rail or ship in Australia
• Choice of Market Value or Agreed Value
• Cover within Geographic Limits up to 250 nm off the mainland of Australia and New Zealand
• Increased limit for Fishing Gear, Water Ski Equipment, Diving Equipment and Tools up to $500 for each item and $5,000 in total
• Increased limit for Personal Effects, including personal items belonging to you or your immediate family covering clothing, shoes, waterproof gear, prescription sunglasses and manchester up to $500 for each item and $5,000 in total
• Nil excess payable when your boat is penned at its usual berth at a named marina or private jetty / pontoon.
• Lay up extended to cover, going to, whilst at, and returning from a boat dealer for servicing and maintenance or during a claim
• Emergency land transit towing costs increased to $1,000 in total
• Cover for your Boat if involved with volunteer marine rescue
• Latent Defect covered
• Salvage charges / wreck removal costs covered over and above the sum insured
• If you replace your boat, temporary cover is automatically provided for a replacement boat up to 14 days
• Cover for Social Yacht Racing increased to 25 nm
• Cover provided for Time Trials to a maximum speed of 30 knots 
  
  Section 2 – Liability to other people 
  
  
  • Cover for you, for death or bodily injury and /or damage to property caused by you arising from the use of another boat
  • The discharge, release or escape of fuel, lubricants or sewage from holding tanks increased to $500,000
  • Cover, when selected, for you and any person using your boat and / or any person engaged in water-skiing or aquaplaning activities with your boat
  • Marina liability cover
  • Cover for all legal costs and expenses incurred in defending any court proceedings which may arise in respect of any liability 
  
  Section 3 – Bodily Injury to the Named Insured 
  
  
  • Up to $20,000 cover to the named insured from an accident occurring when using your boat, for death, permanent and total loss of sight of an eye or permanent and total loss of the use of a limb
  • Funeral Expenses up to $5,000